Okay for whatever reason, a person can put him or herself into an unlikable position which is becoming in debt. It's a really common thing that happens to a bunch of people, successful people or failures. Getting out of it can obviously be a challenge, but there's no need to lose hope when it does happen; there's a way out of the situation. My style of portraying a solution isn't really going to be laid out steps, but more like asking the interested reader to put him or herself in the best position which would be different for everybody.
I guess the first thing is to eliminate distractions that keep you from finding work- like there's really no time to watch those addicting you-tube videos even if you claim to be looking at helpful footage on how to live a better life. Secondly, I guess it's good to get plenty of rest and then think about your options and make sure it will be a happy road that you're going to be taking. Some things take awhile to make a decision, so there's nothing wrong about taking some time off from the world to think about it.
I also guess that it might be good to look at a debt consolidation firm to possibly lower your monthly payments and help end debt sooner- this is only really going to apply for credit cards and not for car payments or student loans. The main priority is going to be having to look for a job. I think it's a lot easier to be aggressive in finding ways to raise money if the person is really motivated to find a job. Sometimes, there could be a lot of misfortune that could take place and maybe, during that time, nobody is going to want to help. Those moments are going to happen for some people in debt and that's where they could do all sorts of weird stuff and lose in touch with some reality like the movie Fun With Dick and Jane- when that happens, it's going to require a bit of luck but the person shouldn't give up right there and stop trying to make payments. It may end up manning a position that nobody really wants to do, but an opportunity should logically open up for a person of any status without having to do a life of something iffy.